1
Julie is the person I call when I have a problem or if I need to borrow money.
✓
✗
2
I call Julie as the person when I have a problem or if I need to borrow money.
✓
✗
3
Julie is the person who I call her when I have a problem or if I need to borrow money.
✓
✗
4
I call Julie because she is the person when I have a problem or if I need to borrow money.
✓
✗